LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,585
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,817
−HK$1,251/mo
Today · 4.125%
HK$42,068
baseline
▲ 0.50% · 4.625%
HK$44,627
+HK$2,559/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,136/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$651,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,038
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,219
−HK$1,199/mo
Today · 4.125%
HK$46,418
baseline
▲ 0.50% · 4.625%
HK$48,864
+HK$2,446/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,836/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$651,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,502
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,980
−HK$1,501/mo
Today · 4.125%
HK$50,481
baseline
▲ 0.50% · 4.625%
HK$53,553
+HK$3,072/mo
Deposit HK$6.94M · loan HK$10.42M · min. income ≈ HK$100,962/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,846
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,263
−HK$1,438/mo
Today · 4.125%
HK$55,701
baseline
▲ 0.50% · 4.625%
HK$58,637
+HK$2,936/mo
Deposit HK$6.94M · loan HK$10.42M · min. income ≈ HK$111,402/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,419
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$57,143
−HK$1,752/mo
Today · 4.125%
HK$58,895
baseline
▲ 0.50% · 4.625%
HK$62,478
+HK$3,583/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,790/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,654
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,307
−HK$1,678/mo
Today · 4.125%
HK$64,985
baseline
▲ 0.50% · 4.625%
HK$68,410
+HK$3,425/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,970/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,254
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$73,470
−HK$2,252/mo
Today · 4.125%
HK$75,722
baseline
▲ 0.50% · 4.625%
HK$80,329
+HK$4,607/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$151,444/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,269
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$81,395
−HK$2,157/mo
Today · 4.125%
HK$83,552
baseline
▲ 0.50% · 4.625%
HK$87,956
+HK$4,404/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$167,104/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,002 · Scale 2, in force from 26 Feb 2026)