LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,586
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,818
−HK$1,251/mo
Today · 4.125%
HK$42,069
baseline
▲ 0.50% · 4.625%
HK$44,628
+HK$2,559/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,138/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$651,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,039
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,220
−HK$1,199/mo
Today · 4.125%
HK$46,419
baseline
▲ 0.50% · 4.625%
HK$48,865
+HK$2,446/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,838/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$651,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,503
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,981
−HK$1,501/mo
Today · 4.125%
HK$50,482
baseline
▲ 0.50% · 4.625%
HK$53,554
+HK$3,072/mo
Deposit HK$6.94M · loan HK$10.42M · min. income ≈ HK$100,964/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,847
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,264
−HK$1,438/mo
Today · 4.125%
HK$55,702
baseline
▲ 0.50% · 4.625%
HK$58,638
+HK$2,936/mo
Deposit HK$6.94M · loan HK$10.42M · min. income ≈ HK$111,404/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,421
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,145
−HK$1,751/mo
Today · 4.125%
HK$58,896
baseline
▲ 0.50% · 4.625%
HK$62,480
+HK$3,584/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,792/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,655
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,309
−HK$1,677/mo
Today · 4.125%
HK$64,986
baseline
▲ 0.50% · 4.625%
HK$68,411
+HK$3,425/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,972/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,255
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$73,472
−HK$2,252/mo
Today · 4.125%
HK$75,724
baseline
▲ 0.50% · 4.625%
HK$80,331
+HK$4,607/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$151,448/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,271
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$81,397
−HK$2,156/mo
Today · 4.125%
HK$83,553
baseline
▲ 0.50% · 4.625%
HK$87,958
+HK$4,405/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$167,106/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,016 · Scale 2, in force from 26 Feb 2026)