LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,587
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,818
−HK$1,252/mo
Today · 4.125%
HK$42,070
baseline
▲ 0.50% · 4.625%
HK$44,629
+HK$2,559/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,140/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$651,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,040
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,221
−HK$1,199/mo
Today · 4.125%
HK$46,420
baseline
▲ 0.50% · 4.625%
HK$48,866
+HK$2,446/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,840/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$651,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,504
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,982
−HK$1,501/mo
Today · 4.125%
HK$50,483
baseline
▲ 0.50% · 4.625%
HK$53,555
+HK$3,072/mo
Deposit HK$6.94M · loan HK$10.42M · min. income ≈ HK$100,966/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,848
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,266
−HK$1,437/mo
Today · 4.125%
HK$55,703
baseline
▲ 0.50% · 4.625%
HK$58,640
+HK$2,937/mo
Deposit HK$6.94M · loan HK$10.42M · min. income ≈ HK$111,406/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,422
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,146
−HK$1,751/mo
Today · 4.125%
HK$58,897
baseline
▲ 0.50% · 4.625%
HK$62,481
+HK$3,584/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,794/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,656
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,310
−HK$1,677/mo
Today · 4.125%
HK$64,987
baseline
▲ 0.50% · 4.625%
HK$68,413
+HK$3,426/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,974/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,257
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$73,473
−HK$2,252/mo
Today · 4.125%
HK$75,725
baseline
▲ 0.50% · 4.625%
HK$80,333
+HK$4,608/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$151,450/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,272
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$81,398
−HK$2,157/mo
Today · 4.125%
HK$83,555
baseline
▲ 0.50% · 4.625%
HK$87,960
+HK$4,405/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$167,110/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,030 · Scale 2, in force from 26 Feb 2026)