LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,589
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,820
−HK$1,252/mo
Today · 4.125%
HK$42,072
baseline
▲ 0.50% · 4.625%
HK$44,632
+HK$2,560/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,144/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$651,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,042
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,224
−HK$1,198/mo
Today · 4.125%
HK$46,422
baseline
▲ 0.50% · 4.625%
HK$48,869
+HK$2,447/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,844/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$651,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,507
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,985
−HK$1,501/mo
Today · 4.125%
HK$50,486
baseline
▲ 0.50% · 4.625%
HK$53,558
+HK$3,072/mo
Deposit HK$6.94M · loan HK$10.42M · min. income ≈ HK$100,972/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,851
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,268
−HK$1,438/mo
Today · 4.125%
HK$55,706
baseline
▲ 0.50% · 4.625%
HK$58,643
+HK$2,937/mo
Deposit HK$6.94M · loan HK$10.42M · min. income ≈ HK$111,412/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,425
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,149
−HK$1,751/mo
Today · 4.125%
HK$58,900
baseline
▲ 0.50% · 4.625%
HK$62,484
+HK$3,584/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,800/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,659
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,313
−HK$1,678/mo
Today · 4.125%
HK$64,991
baseline
▲ 0.50% · 4.625%
HK$68,416
+HK$3,425/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,982/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,260
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$73,477
−HK$2,252/mo
Today · 4.125%
HK$75,729
baseline
▲ 0.50% · 4.625%
HK$80,337
+HK$4,608/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$151,458/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,276
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$81,402
−HK$2,157/mo
Today · 4.125%
HK$83,559
baseline
▲ 0.50% · 4.625%
HK$87,964
+HK$4,405/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$167,118/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,062 · Scale 2, in force from 26 Feb 2026)