LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,589
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,821
−HK$1,251/mo
Today · 4.125%
HK$42,072
baseline
▲ 0.50% · 4.625%
HK$44,632
+HK$2,560/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,144/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$651,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,043
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,224
−HK$1,198/mo
Today · 4.125%
HK$46,422
baseline
▲ 0.50% · 4.625%
HK$48,869
+HK$2,447/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,844/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$651,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,507
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,985
−HK$1,501/mo
Today · 4.125%
HK$50,486
baseline
▲ 0.50% · 4.625%
HK$53,558
+HK$3,072/mo
Deposit HK$6.94M · loan HK$10.42M · min. income ≈ HK$100,972/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,851
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,269
−HK$1,438/mo
Today · 4.125%
HK$55,707
baseline
▲ 0.50% · 4.625%
HK$58,643
+HK$2,936/mo
Deposit HK$6.94M · loan HK$10.42M · min. income ≈ HK$111,414/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,425
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$57,149
−HK$1,752/mo
Today · 4.125%
HK$58,901
baseline
▲ 0.50% · 4.625%
HK$62,485
+HK$3,584/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,802/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,660
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,313
−HK$1,678/mo
Today · 4.125%
HK$64,991
baseline
▲ 0.50% · 4.625%
HK$68,417
+HK$3,426/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,982/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,261
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$73,477
−HK$2,252/mo
Today · 4.125%
HK$75,729
baseline
▲ 0.50% · 4.625%
HK$80,337
+HK$4,608/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$151,458/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,277
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$81,403
−HK$2,157/mo
Today · 4.125%
HK$83,560
baseline
▲ 0.50% · 4.625%
HK$87,964
+HK$4,404/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$167,120/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,066 · Scale 2, in force from 26 Feb 2026)