LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,590
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,822
−HK$1,251/mo
Today · 4.125%
HK$42,073
baseline
▲ 0.50% · 4.625%
HK$44,633
+HK$2,560/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,146/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$651,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,044
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,225
−HK$1,198/mo
Today · 4.125%
HK$46,423
baseline
▲ 0.50% · 4.625%
HK$48,870
+HK$2,447/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,846/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$651,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,508
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,986
−HK$1,501/mo
Today · 4.125%
HK$50,487
baseline
▲ 0.50% · 4.625%
HK$53,559
+HK$3,072/mo
Deposit HK$6.94M · loan HK$10.42M · min. income ≈ HK$100,974/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,852
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,270
−HK$1,438/mo
Today · 4.125%
HK$55,708
baseline
▲ 0.50% · 4.625%
HK$58,644
+HK$2,936/mo
Deposit HK$6.94M · loan HK$10.42M · min. income ≈ HK$111,416/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,426
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$57,150
−HK$1,752/mo
Today · 4.125%
HK$58,902
baseline
▲ 0.50% · 4.625%
HK$62,486
+HK$3,584/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,804/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,661
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,315
−HK$1,678/mo
Today · 4.125%
HK$64,993
baseline
▲ 0.50% · 4.625%
HK$68,418
+HK$3,425/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,986/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,262
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$73,479
−HK$2,252/mo
Today · 4.125%
HK$75,731
baseline
▲ 0.50% · 4.625%
HK$80,339
+HK$4,608/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$151,462/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,279
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$81,405
−HK$2,157/mo
Today · 4.125%
HK$83,562
baseline
▲ 0.50% · 4.625%
HK$87,967
+HK$4,405/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$167,124/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,082 · Scale 2, in force from 26 Feb 2026)