LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,592
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,823
−HK$1,252/mo
Today · 4.125%
HK$42,075
baseline
▲ 0.50% · 4.625%
HK$44,635
+HK$2,560/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,150/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$651,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,046
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,227
−HK$1,198/mo
Today · 4.125%
HK$46,425
baseline
▲ 0.50% · 4.625%
HK$48,872
+HK$2,447/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,850/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$651,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,510
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$48,988
−HK$1,502/mo
Today · 4.125%
HK$50,490
baseline
▲ 0.50% · 4.625%
HK$53,562
+HK$3,072/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$100,980/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,855
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,272
−HK$1,438/mo
Today · 4.125%
HK$55,710
baseline
▲ 0.50% · 4.625%
HK$58,647
+HK$2,937/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$111,420/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,429
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$57,153
−HK$1,752/mo
Today · 4.125%
HK$58,905
baseline
▲ 0.50% · 4.625%
HK$62,489
+HK$3,584/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,810/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,664
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,318
−HK$1,677/mo
Today · 4.125%
HK$64,995
baseline
▲ 0.50% · 4.625%
HK$68,421
+HK$3,426/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,990/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,265
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$73,482
−HK$2,252/mo
Today · 4.125%
HK$75,734
baseline
▲ 0.50% · 4.625%
HK$80,343
+HK$4,609/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$151,468/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,282
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$81,408
−HK$2,157/mo
Today · 4.125%
HK$83,565
baseline
▲ 0.50% · 4.625%
HK$87,970
+HK$4,405/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$167,130/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,110 · Scale 2, in force from 26 Feb 2026)