LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,593
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,824
−HK$1,251/mo
Today · 4.125%
HK$42,075
baseline
▲ 0.50% · 4.625%
HK$44,636
+HK$2,561/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,150/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$651,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,046
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,228
−HK$1,198/mo
Today · 4.125%
HK$46,426
baseline
▲ 0.50% · 4.625%
HK$48,873
+HK$2,447/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,852/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$651,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,511
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$48,989
−HK$1,502/mo
Today · 4.125%
HK$50,491
baseline
▲ 0.50% · 4.625%
HK$53,563
+HK$3,072/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$100,982/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,856
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,273
−HK$1,438/mo
Today · 4.125%
HK$55,711
baseline
▲ 0.50% · 4.625%
HK$58,648
+HK$2,937/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$111,422/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,430
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$57,154
−HK$1,752/mo
Today · 4.125%
HK$58,906
baseline
▲ 0.50% · 4.625%
HK$62,490
+HK$3,584/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,812/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,665
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,319
−HK$1,678/mo
Today · 4.125%
HK$64,997
baseline
▲ 0.50% · 4.625%
HK$68,423
+HK$3,426/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,994/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,267
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$73,484
−HK$2,252/mo
Today · 4.125%
HK$75,736
baseline
▲ 0.50% · 4.625%
HK$80,344
+HK$4,608/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$151,472/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,284
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$81,410
−HK$2,157/mo
Today · 4.125%
HK$83,567
baseline
▲ 0.50% · 4.625%
HK$87,972
+HK$4,405/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$167,134/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,122 · Scale 2, in force from 26 Feb 2026)