LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,602
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,834
−HK$1,252/mo
Today · 4.125%
HK$42,086
baseline
▲ 0.50% · 4.625%
HK$44,646
+HK$2,560/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,172/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$651,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,057
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,239
−HK$1,198/mo
Today · 4.125%
HK$46,437
baseline
▲ 0.50% · 4.625%
HK$48,885
+HK$2,448/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,874/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$651,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,523
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$49,001
−HK$1,502/mo
Today · 4.125%
HK$50,503
baseline
▲ 0.50% · 4.625%
HK$53,576
+HK$3,073/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$101,006/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,868
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,286
−HK$1,439/mo
Today · 4.125%
HK$55,725
baseline
▲ 0.50% · 4.625%
HK$58,662
+HK$2,937/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$111,450/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,443
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,168
−HK$1,752/mo
Today · 4.125%
HK$58,920
baseline
▲ 0.50% · 4.625%
HK$62,505
+HK$3,585/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$117,840/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,680
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,334
−HK$1,678/mo
Today · 4.125%
HK$65,012
baseline
▲ 0.50% · 4.625%
HK$68,439
+HK$3,427/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$130,024/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,284
−HK$4,470/mo
▼ 0.25% · 3.875%
HK$73,501
−HK$2,253/mo
Today · 4.125%
HK$75,754
baseline
▲ 0.50% · 4.625%
HK$80,363
+HK$4,609/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$151,508/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,303
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$81,429
−HK$2,158/mo
Today · 4.125%
HK$83,587
baseline
▲ 0.50% · 4.625%
HK$87,993
+HK$4,406/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$167,174/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,278 · Scale 2, in force from 26 Feb 2026)