LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,603
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,835
−HK$1,251/mo
Today · 4.125%
HK$42,086
baseline
▲ 0.50% · 4.625%
HK$44,647
+HK$2,561/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,172/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,058
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,239
−HK$1,199/mo
Today · 4.125%
HK$46,438
baseline
▲ 0.50% · 4.625%
HK$48,886
+HK$2,448/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,876/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,523
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,002
−HK$1,502/mo
Today · 4.125%
HK$50,504
baseline
▲ 0.50% · 4.625%
HK$53,577
+HK$3,073/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$101,008/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,869
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,287
−HK$1,439/mo
Today · 4.125%
HK$55,726
baseline
▲ 0.50% · 4.625%
HK$58,663
+HK$2,937/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$111,452/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,444
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,169
−HK$1,752/mo
Today · 4.125%
HK$58,921
baseline
▲ 0.50% · 4.625%
HK$62,506
+HK$3,585/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$117,842/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,681
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,335
−HK$1,678/mo
Today · 4.125%
HK$65,013
baseline
▲ 0.50% · 4.625%
HK$68,440
+HK$3,427/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$130,026/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,285
−HK$4,470/mo
▼ 0.25% · 3.875%
HK$73,503
−HK$2,252/mo
Today · 4.125%
HK$75,755
baseline
▲ 0.50% · 4.625%
HK$80,365
+HK$4,610/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$151,510/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,304
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$81,431
−HK$2,158/mo
Today · 4.125%
HK$83,589
baseline
▲ 0.50% · 4.625%
HK$87,995
+HK$4,406/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$167,178/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,291 · Scale 2, in force from 26 Feb 2026)