LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,604
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,836
−HK$1,252/mo
Today · 4.125%
HK$42,088
baseline
▲ 0.50% · 4.625%
HK$44,649
+HK$2,561/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,176/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,059
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,241
−HK$1,199/mo
Today · 4.125%
HK$46,440
baseline
▲ 0.50% · 4.625%
HK$48,887
+HK$2,447/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,880/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,525
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$49,003
−HK$1,502/mo
Today · 4.125%
HK$50,505
baseline
▲ 0.50% · 4.625%
HK$53,578
+HK$3,073/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$101,010/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,871
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,289
−HK$1,439/mo
Today · 4.125%
HK$55,728
baseline
▲ 0.50% · 4.625%
HK$58,665
+HK$2,937/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$111,456/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,446
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,170
−HK$1,753/mo
Today · 4.125%
HK$58,923
baseline
▲ 0.50% · 4.625%
HK$62,508
+HK$3,585/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$117,846/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,683
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,337
−HK$1,678/mo
Today · 4.125%
HK$65,015
baseline
▲ 0.50% · 4.625%
HK$68,442
+HK$3,427/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$130,030/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,287
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$73,505
−HK$2,253/mo
Today · 4.125%
HK$75,758
baseline
▲ 0.50% · 4.625%
HK$80,367
+HK$4,609/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$151,516/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,307
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$81,434
−HK$2,157/mo
Today · 4.125%
HK$83,591
baseline
▲ 0.50% · 4.625%
HK$87,997
+HK$4,406/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$167,182/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,311 · Scale 2, in force from 26 Feb 2026)