LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,605
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,836
−HK$1,252/mo
Today · 4.125%
HK$42,088
baseline
▲ 0.50% · 4.625%
HK$44,649
+HK$2,561/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,176/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,060
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,241
−HK$1,199/mo
Today · 4.125%
HK$46,440
baseline
▲ 0.50% · 4.625%
HK$48,888
+HK$2,448/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,880/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,525
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,004
−HK$1,502/mo
Today · 4.125%
HK$50,506
baseline
▲ 0.50% · 4.625%
HK$53,579
+HK$3,073/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$101,012/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,872
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$54,290
−HK$1,438/mo
Today · 4.125%
HK$55,728
baseline
▲ 0.50% · 4.625%
HK$58,666
+HK$2,938/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$111,456/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,446
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,171
−HK$1,752/mo
Today · 4.125%
HK$58,923
baseline
▲ 0.50% · 4.625%
HK$62,509
+HK$3,586/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$117,846/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,684
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,338
−HK$1,678/mo
Today · 4.125%
HK$65,016
baseline
▲ 0.50% · 4.625%
HK$68,443
+HK$3,427/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$130,032/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,288
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$73,506
−HK$2,253/mo
Today · 4.125%
HK$75,759
baseline
▲ 0.50% · 4.625%
HK$80,368
+HK$4,609/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$151,518/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,307
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$81,434
−HK$2,158/mo
Today · 4.125%
HK$83,592
baseline
▲ 0.50% · 4.625%
HK$87,998
+HK$4,406/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$167,184/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,318 · Scale 2, in force from 26 Feb 2026)