LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,606
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,838
−HK$1,251/mo
Today · 4.125%
HK$42,089
baseline
▲ 0.50% · 4.625%
HK$44,650
+HK$2,561/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,178/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,061
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,243
−HK$1,198/mo
Today · 4.125%
HK$46,441
baseline
▲ 0.50% · 4.625%
HK$48,889
+HK$2,448/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,882/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,527
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$49,005
−HK$1,502/mo
Today · 4.125%
HK$50,507
baseline
▲ 0.50% · 4.625%
HK$53,580
+HK$3,073/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$101,014/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,873
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,291
−HK$1,439/mo
Today · 4.125%
HK$55,730
baseline
▲ 0.50% · 4.625%
HK$58,667
+HK$2,937/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$111,460/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,448
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,173
−HK$1,752/mo
Today · 4.125%
HK$58,925
baseline
▲ 0.50% · 4.625%
HK$62,510
+HK$3,585/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$117,850/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,685
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$63,340
−HK$1,678/mo
Today · 4.125%
HK$65,018
baseline
▲ 0.50% · 4.625%
HK$68,445
+HK$3,427/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$130,036/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,290
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$73,508
−HK$2,253/mo
Today · 4.125%
HK$75,761
baseline
▲ 0.50% · 4.625%
HK$80,370
+HK$4,609/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$151,522/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,310
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$81,437
−HK$2,157/mo
Today · 4.125%
HK$83,594
baseline
▲ 0.50% · 4.625%
HK$88,001
+HK$4,407/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$167,188/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,335 · Scale 2, in force from 26 Feb 2026)