LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,609
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,841
−HK$1,252/mo
Today · 4.125%
HK$42,093
baseline
▲ 0.50% · 4.625%
HK$44,654
+HK$2,561/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,186/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,065
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,246
−HK$1,199/mo
Today · 4.125%
HK$46,445
baseline
▲ 0.50% · 4.625%
HK$48,893
+HK$2,448/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,890/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,531
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$49,009
−HK$1,502/mo
Today · 4.125%
HK$50,511
baseline
▲ 0.50% · 4.625%
HK$53,585
+HK$3,074/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$101,022/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,877
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,296
−HK$1,438/mo
Today · 4.125%
HK$55,734
baseline
▲ 0.50% · 4.625%
HK$58,672
+HK$2,938/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$111,468/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,453
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,177
−HK$1,753/mo
Today · 4.125%
HK$58,930
baseline
▲ 0.50% · 4.625%
HK$62,516
+HK$3,586/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$117,860/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,690
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$63,345
−HK$1,678/mo
Today · 4.125%
HK$65,023
baseline
▲ 0.50% · 4.625%
HK$68,451
+HK$3,428/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$130,046/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,296
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$73,514
−HK$2,253/mo
Today · 4.125%
HK$75,767
baseline
▲ 0.50% · 4.625%
HK$80,377
+HK$4,610/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$151,534/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,316
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$81,443
−HK$2,158/mo
Today · 4.125%
HK$83,601
baseline
▲ 0.50% · 4.625%
HK$88,008
+HK$4,407/mo
Deposit HK$1.74M · loan HK$15.63M · min. income ≈ HK$167,202/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,390 · Scale 2, in force from 26 Feb 2026)