LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,614
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,847
−HK$1,252/mo
Today · 4.125%
HK$42,099
baseline
▲ 0.50% · 4.625%
HK$44,660
+HK$2,561/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,198/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,071
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,253
−HK$1,199/mo
Today · 4.125%
HK$46,452
baseline
▲ 0.50% · 4.625%
HK$48,900
+HK$2,448/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,904/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,537
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,016
−HK$1,502/mo
Today · 4.125%
HK$50,518
baseline
▲ 0.50% · 4.625%
HK$53,592
+HK$3,074/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$101,036/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,885
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,303
−HK$1,439/mo
Today · 4.125%
HK$55,742
baseline
▲ 0.50% · 4.625%
HK$58,680
+HK$2,938/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$111,484/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,460
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$57,185
−HK$1,753/mo
Today · 4.125%
HK$58,938
baseline
▲ 0.50% · 4.625%
HK$62,524
+HK$3,586/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$117,876/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,699
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$63,354
−HK$1,678/mo
Today · 4.125%
HK$65,032
baseline
▲ 0.50% · 4.625%
HK$68,460
+HK$3,428/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$130,064/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,306
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$73,524
−HK$2,254/mo
Today · 4.125%
HK$75,778
baseline
▲ 0.50% · 4.625%
HK$80,388
+HK$4,610/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$151,556/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,327
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$81,455
−HK$2,158/mo
Today · 4.125%
HK$83,613
baseline
▲ 0.50% · 4.625%
HK$88,020
+HK$4,407/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$167,226/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,481 · Scale 2, in force from 26 Feb 2026)