LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,618
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,850
−HK$1,252/mo
Today · 4.125%
HK$42,102
baseline
▲ 0.50% · 4.625%
HK$44,664
+HK$2,562/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,204/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,074
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,256
−HK$1,200/mo
Today · 4.125%
HK$46,456
baseline
▲ 0.50% · 4.625%
HK$48,904
+HK$2,448/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,912/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,541
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,020
−HK$1,503/mo
Today · 4.125%
HK$50,523
baseline
▲ 0.50% · 4.625%
HK$53,597
+HK$3,074/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$101,046/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,889
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,308
−HK$1,439/mo
Today · 4.125%
HK$55,747
baseline
▲ 0.50% · 4.625%
HK$58,685
+HK$2,938/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$111,494/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,465
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$57,190
−HK$1,753/mo
Today · 4.125%
HK$58,943
baseline
▲ 0.50% · 4.625%
HK$62,530
+HK$3,587/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$117,886/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,704
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,359
−HK$1,679/mo
Today · 4.125%
HK$65,038
baseline
▲ 0.50% · 4.625%
HK$68,466
+HK$3,428/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$130,076/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,312
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$73,530
−HK$2,254/mo
Today · 4.125%
HK$75,784
baseline
▲ 0.50% · 4.625%
HK$80,395
+HK$4,611/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$151,568/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,334
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$81,462
−HK$2,158/mo
Today · 4.125%
HK$83,620
baseline
▲ 0.50% · 4.625%
HK$88,028
+HK$4,408/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$167,240/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,536 · Scale 2, in force from 26 Feb 2026)