LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,618
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,851
−HK$1,252/mo
Today · 4.125%
HK$42,103
baseline
▲ 0.50% · 4.625%
HK$44,665
+HK$2,562/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,206/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,075
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,257
−HK$1,199/mo
Today · 4.125%
HK$46,456
baseline
▲ 0.50% · 4.625%
HK$48,905
+HK$2,449/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,912/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,542
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,021
−HK$1,502/mo
Today · 4.125%
HK$50,523
baseline
▲ 0.50% · 4.625%
HK$53,598
+HK$3,075/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$101,046/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,890
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,309
−HK$1,439/mo
Today · 4.125%
HK$55,748
baseline
▲ 0.50% · 4.625%
HK$58,686
+HK$2,938/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$111,496/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,466
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$57,191
−HK$1,753/mo
Today · 4.125%
HK$58,944
baseline
▲ 0.50% · 4.625%
HK$62,531
+HK$3,587/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$117,888/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,705
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,360
−HK$1,679/mo
Today · 4.125%
HK$65,039
baseline
▲ 0.50% · 4.625%
HK$68,467
+HK$3,428/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$130,078/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,313
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$73,532
−HK$2,253/mo
Today · 4.125%
HK$75,785
baseline
▲ 0.50% · 4.625%
HK$80,397
+HK$4,612/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$151,570/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,335
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$81,463
−HK$2,159/mo
Today · 4.125%
HK$83,622
baseline
▲ 0.50% · 4.625%
HK$88,029
+HK$4,407/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$167,244/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,547 · Scale 2, in force from 26 Feb 2026)