LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,619
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,851
−HK$1,252/mo
Today · 4.125%
HK$42,103
baseline
▲ 0.50% · 4.625%
HK$44,665
+HK$2,562/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,206/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,076
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,258
−HK$1,199/mo
Today · 4.125%
HK$46,457
baseline
▲ 0.50% · 4.625%
HK$48,906
+HK$2,449/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,914/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,543
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,021
−HK$1,503/mo
Today · 4.125%
HK$50,524
baseline
▲ 0.50% · 4.625%
HK$53,598
+HK$3,074/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$101,048/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,891
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,309
−HK$1,439/mo
Today · 4.125%
HK$55,748
baseline
▲ 0.50% · 4.625%
HK$58,687
+HK$2,939/mo
Deposit HK$6.95M · loan HK$10.42M · min. income ≈ HK$111,496/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,466
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,192
−HK$1,753/mo
Today · 4.125%
HK$58,945
baseline
▲ 0.50% · 4.625%
HK$62,531
+HK$3,586/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$117,890/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,706
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,361
−HK$1,679/mo
Today · 4.125%
HK$65,040
baseline
▲ 0.50% · 4.625%
HK$68,468
+HK$3,428/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$130,080/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,314
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$73,532
−HK$2,254/mo
Today · 4.125%
HK$75,786
baseline
▲ 0.50% · 4.625%
HK$80,397
+HK$4,611/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$151,572/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,336
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$81,464
−HK$2,158/mo
Today · 4.125%
HK$83,622
baseline
▲ 0.50% · 4.625%
HK$88,030
+HK$4,408/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$167,244/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,552 · Scale 2, in force from 26 Feb 2026)