LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,620
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,852
−HK$1,252/mo
Today · 4.125%
HK$42,104
baseline
▲ 0.50% · 4.625%
HK$44,666
+HK$2,562/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,208/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,077
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,259
−HK$1,199/mo
Today · 4.125%
HK$46,458
baseline
▲ 0.50% · 4.625%
HK$48,907
+HK$2,449/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,916/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,544
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,023
−HK$1,502/mo
Today · 4.125%
HK$50,525
baseline
▲ 0.50% · 4.625%
HK$53,599
+HK$3,074/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,050/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,892
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,310
−HK$1,439/mo
Today · 4.125%
HK$55,749
baseline
▲ 0.50% · 4.625%
HK$58,688
+HK$2,939/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,498/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,468
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$57,193
−HK$1,753/mo
Today · 4.125%
HK$58,946
baseline
▲ 0.50% · 4.625%
HK$62,533
+HK$3,587/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$117,892/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,707
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,362
−HK$1,679/mo
Today · 4.125%
HK$65,041
baseline
▲ 0.50% · 4.625%
HK$68,469
+HK$3,428/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$130,082/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,316
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$73,534
−HK$2,254/mo
Today · 4.125%
HK$75,788
baseline
▲ 0.50% · 4.625%
HK$80,399
+HK$4,611/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$151,576/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,338
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$81,466
−HK$2,158/mo
Today · 4.125%
HK$83,624
baseline
▲ 0.50% · 4.625%
HK$88,032
+HK$4,408/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$167,248/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,568 · Scale 2, in force from 26 Feb 2026)