LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,621
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,853
−HK$1,252/mo
Today · 4.125%
HK$42,105
baseline
▲ 0.50% · 4.625%
HK$44,667
+HK$2,562/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,210/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,078
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,260
−HK$1,199/mo
Today · 4.125%
HK$46,459
baseline
▲ 0.50% · 4.625%
HK$48,908
+HK$2,449/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,918/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,545
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,024
−HK$1,502/mo
Today · 4.125%
HK$50,526
baseline
▲ 0.50% · 4.625%
HK$53,601
+HK$3,075/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,052/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,893
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,312
−HK$1,439/mo
Today · 4.125%
HK$55,751
baseline
▲ 0.50% · 4.625%
HK$58,690
+HK$2,939/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,502/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,469
−HK$3,478/mo
▼ 0.25% · 3.875%
HK$57,194
−HK$1,753/mo
Today · 4.125%
HK$58,947
baseline
▲ 0.50% · 4.625%
HK$62,534
+HK$3,587/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$117,894/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,709
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,364
−HK$1,679/mo
Today · 4.125%
HK$65,043
baseline
▲ 0.50% · 4.625%
HK$68,471
+HK$3,428/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$130,086/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,317
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$73,536
−HK$2,253/mo
Today · 4.125%
HK$75,789
baseline
▲ 0.50% · 4.625%
HK$80,401
+HK$4,612/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$151,578/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,340
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$81,468
−HK$2,158/mo
Today · 4.125%
HK$83,626
baseline
▲ 0.50% · 4.625%
HK$88,034
+HK$4,408/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$167,252/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,583 · Scale 2, in force from 26 Feb 2026)