LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,621
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,853
−HK$1,253/mo
Today · 4.125%
HK$42,106
baseline
▲ 0.50% · 4.625%
HK$44,668
+HK$2,562/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,212/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,078
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,260
−HK$1,199/mo
Today · 4.125%
HK$46,459
baseline
▲ 0.50% · 4.625%
HK$48,908
+HK$2,449/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,918/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,545
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,024
−HK$1,503/mo
Today · 4.125%
HK$50,527
baseline
▲ 0.50% · 4.625%
HK$53,601
+HK$3,074/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,054/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,894
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,312
−HK$1,439/mo
Today · 4.125%
HK$55,751
baseline
▲ 0.50% · 4.625%
HK$58,690
+HK$2,939/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,502/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,469
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,195
−HK$1,753/mo
Today · 4.125%
HK$58,948
baseline
▲ 0.50% · 4.625%
HK$62,535
+HK$3,587/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$117,896/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,709
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,364
−HK$1,679/mo
Today · 4.125%
HK$65,043
baseline
▲ 0.50% · 4.625%
HK$68,472
+HK$3,429/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$130,086/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,318
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$73,536
−HK$2,254/mo
Today · 4.125%
HK$75,790
baseline
▲ 0.50% · 4.625%
HK$80,402
+HK$4,612/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$151,580/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,340
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$81,468
−HK$2,159/mo
Today · 4.125%
HK$83,627
baseline
▲ 0.50% · 4.625%
HK$88,035
+HK$4,408/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$167,254/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,589 · Scale 2, in force from 26 Feb 2026)