LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,623
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,856
−HK$1,252/mo
Today · 4.125%
HK$42,108
baseline
▲ 0.50% · 4.625%
HK$44,670
+HK$2,562/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,216/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,080
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,262
−HK$1,200/mo
Today · 4.125%
HK$46,462
baseline
▲ 0.50% · 4.625%
HK$48,911
+HK$2,449/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,924/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,548
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,027
−HK$1,502/mo
Today · 4.125%
HK$50,529
baseline
▲ 0.50% · 4.625%
HK$53,604
+HK$3,075/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,058/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,896
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,315
−HK$1,439/mo
Today · 4.125%
HK$55,754
baseline
▲ 0.50% · 4.625%
HK$58,693
+HK$2,939/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,508/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,472
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,198
−HK$1,753/mo
Today · 4.125%
HK$58,951
baseline
▲ 0.50% · 4.625%
HK$62,538
+HK$3,587/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$117,902/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,712
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,367
−HK$1,679/mo
Today · 4.125%
HK$65,046
baseline
▲ 0.50% · 4.625%
HK$68,475
+HK$3,429/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$130,092/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,321
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$73,540
−HK$2,254/mo
Today · 4.125%
HK$75,794
baseline
▲ 0.50% · 4.625%
HK$80,406
+HK$4,612/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$151,588/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,344
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$81,472
−HK$2,159/mo
Today · 4.125%
HK$83,631
baseline
▲ 0.50% · 4.625%
HK$88,040
+HK$4,409/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$167,262/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,622 · Scale 2, in force from 26 Feb 2026)