LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,625
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,858
−HK$1,252/mo
Today · 4.125%
HK$42,110
baseline
▲ 0.50% · 4.625%
HK$44,672
+HK$2,562/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,220/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,083
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,265
−HK$1,199/mo
Today · 4.125%
HK$46,464
baseline
▲ 0.50% · 4.625%
HK$48,913
+HK$2,449/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,928/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,550
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,029
−HK$1,503/mo
Today · 4.125%
HK$50,532
baseline
▲ 0.50% · 4.625%
HK$53,607
+HK$3,075/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,064/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,899
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,318
−HK$1,439/mo
Today · 4.125%
HK$55,757
baseline
▲ 0.50% · 4.625%
HK$58,696
+HK$2,939/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,514/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,475
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,201
−HK$1,753/mo
Today · 4.125%
HK$58,954
baseline
▲ 0.50% · 4.625%
HK$62,541
+HK$3,587/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$117,908/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,716
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,371
−HK$1,679/mo
Today · 4.125%
HK$65,050
baseline
▲ 0.50% · 4.625%
HK$68,479
+HK$3,429/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$130,100/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,325
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$73,544
−HK$2,254/mo
Today · 4.125%
HK$75,798
baseline
▲ 0.50% · 4.625%
HK$80,410
+HK$4,612/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$151,596/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,349
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$81,477
−HK$2,159/mo
Today · 4.125%
HK$83,636
baseline
▲ 0.50% · 4.625%
HK$88,044
+HK$4,408/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$167,272/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,656 · Scale 2, in force from 26 Feb 2026)