LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,626
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,859
−HK$1,252/mo
Today · 4.125%
HK$42,111
baseline
▲ 0.50% · 4.625%
HK$44,674
+HK$2,563/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,222/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,084
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,266
−HK$1,200/mo
Today · 4.125%
HK$46,466
baseline
▲ 0.50% · 4.625%
HK$48,915
+HK$2,449/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,932/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,552
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,031
−HK$1,502/mo
Today · 4.125%
HK$50,533
baseline
▲ 0.50% · 4.625%
HK$53,608
+HK$3,075/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,066/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,901
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,319
−HK$1,440/mo
Today · 4.125%
HK$55,759
baseline
▲ 0.50% · 4.625%
HK$58,698
+HK$2,939/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,518/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,477
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,202
−HK$1,754/mo
Today · 4.125%
HK$58,956
baseline
▲ 0.50% · 4.625%
HK$62,543
+HK$3,587/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$117,912/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,717
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$63,373
−HK$1,679/mo
Today · 4.125%
HK$65,052
baseline
▲ 0.50% · 4.625%
HK$68,481
+HK$3,429/mo
Deposit HK$5.21M · loan HK$12.16M · min. income ≈ HK$130,104/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,327
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$73,546
−HK$2,254/mo
Today · 4.125%
HK$75,800
baseline
▲ 0.50% · 4.625%
HK$80,412
+HK$4,612/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$151,600/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,351
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$81,479
−HK$2,159/mo
Today · 4.125%
HK$83,638
baseline
▲ 0.50% · 4.625%
HK$88,047
+HK$4,409/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$167,276/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,675 · Scale 2, in force from 26 Feb 2026)