LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,631
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,864
−HK$1,253/mo
Today · 4.125%
HK$42,117
baseline
▲ 0.50% · 4.625%
HK$44,679
+HK$2,562/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,234/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,089
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,272
−HK$1,199/mo
Today · 4.125%
HK$46,471
baseline
▲ 0.50% · 4.625%
HK$48,921
+HK$2,450/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,942/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,558
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,037
−HK$1,503/mo
Today · 4.125%
HK$50,540
baseline
▲ 0.50% · 4.625%
HK$53,615
+HK$3,075/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,080/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,907
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,326
−HK$1,440/mo
Today · 4.125%
HK$55,766
baseline
▲ 0.50% · 4.625%
HK$58,705
+HK$2,939/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,532/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,484
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,210
−HK$1,753/mo
Today · 4.125%
HK$58,963
baseline
▲ 0.50% · 4.625%
HK$62,551
+HK$3,588/mo
Deposit HK$5.21M · loan HK$12.17M · min. income ≈ HK$117,926/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,725
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$63,381
−HK$1,679/mo
Today · 4.125%
HK$65,060
baseline
▲ 0.50% · 4.625%
HK$68,489
+HK$3,429/mo
Deposit HK$5.21M · loan HK$12.17M · min. income ≈ HK$130,120/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,336
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$73,555
−HK$2,255/mo
Today · 4.125%
HK$75,810
baseline
▲ 0.50% · 4.625%
HK$80,423
+HK$4,613/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$151,620/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,361
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$81,489
−HK$2,160/mo
Today · 4.125%
HK$83,649
baseline
▲ 0.50% · 4.625%
HK$88,058
+HK$4,409/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$167,298/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,758 · Scale 2, in force from 26 Feb 2026)