LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,633
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,865
−HK$1,253/mo
Today · 4.125%
HK$42,118
baseline
▲ 0.50% · 4.625%
HK$44,681
+HK$2,563/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,236/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,091
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,273
−HK$1,200/mo
Today · 4.125%
HK$46,473
baseline
▲ 0.50% · 4.625%
HK$48,923
+HK$2,450/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,946/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,559
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,039
−HK$1,503/mo
Today · 4.125%
HK$50,542
baseline
▲ 0.50% · 4.625%
HK$53,617
+HK$3,075/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,084/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,909
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,328
−HK$1,440/mo
Today · 4.125%
HK$55,768
baseline
▲ 0.50% · 4.625%
HK$58,707
+HK$2,939/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,536/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,486
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,212
−HK$1,753/mo
Today · 4.125%
HK$58,965
baseline
▲ 0.50% · 4.625%
HK$62,553
+HK$3,588/mo
Deposit HK$5.21M · loan HK$12.17M · min. income ≈ HK$117,930/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,727
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$63,383
−HK$1,679/mo
Today · 4.125%
HK$65,062
baseline
▲ 0.50% · 4.625%
HK$68,492
+HK$3,430/mo
Deposit HK$5.21M · loan HK$12.17M · min. income ≈ HK$130,124/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,339
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$73,558
−HK$2,254/mo
Today · 4.125%
HK$75,812
baseline
▲ 0.50% · 4.625%
HK$80,425
+HK$4,613/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$151,624/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,364
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$81,492
−HK$2,159/mo
Today · 4.125%
HK$83,651
baseline
▲ 0.50% · 4.625%
HK$88,061
+HK$4,410/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$167,302/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,780 · Scale 2, in force from 26 Feb 2026)