LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,634
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,867
−HK$1,252/mo
Today · 4.125%
HK$42,119
baseline
▲ 0.50% · 4.625%
HK$44,682
+HK$2,563/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,238/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,093
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,275
−HK$1,200/mo
Today · 4.125%
HK$46,475
baseline
▲ 0.50% · 4.625%
HK$48,924
+HK$2,449/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,950/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,561
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,040
−HK$1,503/mo
Today · 4.125%
HK$50,543
baseline
▲ 0.50% · 4.625%
HK$53,619
+HK$3,076/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,086/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,911
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,330
−HK$1,440/mo
Today · 4.125%
HK$55,770
baseline
▲ 0.50% · 4.625%
HK$58,709
+HK$2,939/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,540/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,488
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,214
−HK$1,753/mo
Today · 4.125%
HK$58,967
baseline
▲ 0.50% · 4.625%
HK$62,555
+HK$3,588/mo
Deposit HK$5.21M · loan HK$12.17M · min. income ≈ HK$117,934/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,730
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$63,385
−HK$1,680/mo
Today · 4.125%
HK$65,065
baseline
▲ 0.50% · 4.625%
HK$68,494
+HK$3,429/mo
Deposit HK$5.21M · loan HK$12.17M · min. income ≈ HK$130,130/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,341
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$73,560
−HK$2,255/mo
Today · 4.125%
HK$75,815
baseline
▲ 0.50% · 4.625%
HK$80,428
+HK$4,613/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$151,630/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,367
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$81,495
−HK$2,159/mo
Today · 4.125%
HK$83,654
baseline
▲ 0.50% · 4.625%
HK$88,064
+HK$4,410/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$167,308/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,803 · Scale 2, in force from 26 Feb 2026)