LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,635
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,868
−HK$1,252/mo
Today · 4.125%
HK$42,120
baseline
▲ 0.50% · 4.625%
HK$44,683
+HK$2,563/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,240/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,093
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,276
−HK$1,199/mo
Today · 4.125%
HK$46,475
baseline
▲ 0.50% · 4.625%
HK$48,925
+HK$2,450/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,950/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,562
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,041
−HK$1,503/mo
Today · 4.125%
HK$50,544
baseline
▲ 0.50% · 4.625%
HK$53,620
+HK$3,076/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,088/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,912
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,331
−HK$1,439/mo
Today · 4.125%
HK$55,770
baseline
▲ 0.50% · 4.625%
HK$58,710
+HK$2,940/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,540/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,488
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$57,215
−HK$1,753/mo
Today · 4.125%
HK$58,968
baseline
▲ 0.50% · 4.625%
HK$62,556
+HK$3,588/mo
Deposit HK$5.21M · loan HK$12.17M · min. income ≈ HK$117,936/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,730
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$63,386
−HK$1,679/mo
Today · 4.125%
HK$65,065
baseline
▲ 0.50% · 4.625%
HK$68,495
+HK$3,430/mo
Deposit HK$5.21M · loan HK$12.17M · min. income ≈ HK$130,130/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,342
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$73,562
−HK$2,254/mo
Today · 4.125%
HK$75,816
baseline
▲ 0.50% · 4.625%
HK$80,429
+HK$4,613/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$151,632/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,368
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$81,496
−HK$2,160/mo
Today · 4.125%
HK$83,656
baseline
▲ 0.50% · 4.625%
HK$88,065
+HK$4,409/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$167,312/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,813 · Scale 2, in force from 26 Feb 2026)