LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,635
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,868
−HK$1,252/mo
Today · 4.125%
HK$42,120
baseline
▲ 0.50% · 4.625%
HK$44,683
+HK$2,563/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,240/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,093
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,276
−HK$1,200/mo
Today · 4.125%
HK$46,476
baseline
▲ 0.50% · 4.625%
HK$48,925
+HK$2,449/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,952/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,562
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,041
−HK$1,503/mo
Today · 4.125%
HK$50,544
baseline
▲ 0.50% · 4.625%
HK$53,620
+HK$3,076/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,088/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,912
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,331
−HK$1,440/mo
Today · 4.125%
HK$55,771
baseline
▲ 0.50% · 4.625%
HK$58,710
+HK$2,939/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,542/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,489
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,215
−HK$1,753/mo
Today · 4.125%
HK$58,968
baseline
▲ 0.50% · 4.625%
HK$62,556
+HK$3,588/mo
Deposit HK$5.21M · loan HK$12.17M · min. income ≈ HK$117,936/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,731
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$63,386
−HK$1,680/mo
Today · 4.125%
HK$65,066
baseline
▲ 0.50% · 4.625%
HK$68,496
+HK$3,430/mo
Deposit HK$5.21M · loan HK$12.17M · min. income ≈ HK$130,132/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,343
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$73,562
−HK$2,254/mo
Today · 4.125%
HK$75,816
baseline
▲ 0.50% · 4.625%
HK$80,430
+HK$4,614/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$151,632/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,368
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$81,497
−HK$2,159/mo
Today · 4.125%
HK$83,656
baseline
▲ 0.50% · 4.625%
HK$88,066
+HK$4,410/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$167,312/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,816 · Scale 2, in force from 26 Feb 2026)