LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,636
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,869
−HK$1,253/mo
Today · 4.125%
HK$42,122
baseline
▲ 0.50% · 4.625%
HK$44,685
+HK$2,563/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,244/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,095
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,277
−HK$1,200/mo
Today · 4.125%
HK$46,477
baseline
▲ 0.50% · 4.625%
HK$48,927
+HK$2,450/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,954/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,563
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,043
−HK$1,503/mo
Today · 4.125%
HK$50,546
baseline
▲ 0.50% · 4.625%
HK$53,622
+HK$3,076/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,092/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,914
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,333
−HK$1,440/mo
Today · 4.125%
HK$55,773
baseline
▲ 0.50% · 4.625%
HK$58,712
+HK$2,939/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,546/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,491
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,217
−HK$1,753/mo
Today · 4.125%
HK$58,970
baseline
▲ 0.50% · 4.625%
HK$62,559
+HK$3,589/mo
Deposit HK$5.21M · loan HK$12.17M · min. income ≈ HK$117,940/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,733
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$63,388
−HK$1,680/mo
Today · 4.125%
HK$65,068
baseline
▲ 0.50% · 4.625%
HK$68,498
+HK$3,430/mo
Deposit HK$5.21M · loan HK$12.17M · min. income ≈ HK$130,136/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,345
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$73,564
−HK$2,255/mo
Today · 4.125%
HK$75,819
baseline
▲ 0.50% · 4.625%
HK$80,432
+HK$4,613/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$151,638/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,371
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$81,499
−HK$2,160/mo
Today · 4.125%
HK$83,659
baseline
▲ 0.50% · 4.625%
HK$88,069
+HK$4,410/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$167,318/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,838 · Scale 2, in force from 26 Feb 2026)