LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,637
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,870
−HK$1,253/mo
Today · 4.125%
HK$42,123
baseline
▲ 0.50% · 4.625%
HK$44,686
+HK$2,563/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,246/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,096
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,279
−HK$1,199/mo
Today · 4.125%
HK$46,478
baseline
▲ 0.50% · 4.625%
HK$48,928
+HK$2,450/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,956/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,565
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,044
−HK$1,503/mo
Today · 4.125%
HK$50,547
baseline
▲ 0.50% · 4.625%
HK$53,623
+HK$3,076/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,094/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,915
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,334
−HK$1,440/mo
Today · 4.125%
HK$55,774
baseline
▲ 0.50% · 4.625%
HK$58,714
+HK$2,940/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,548/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$651,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,492
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$57,218
−HK$1,754/mo
Today · 4.125%
HK$58,972
baseline
▲ 0.50% · 4.625%
HK$62,560
+HK$3,588/mo
Deposit HK$5.21M · loan HK$12.17M · min. income ≈ HK$117,944/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,734
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,390
−HK$1,680/mo
Today · 4.125%
HK$65,070
baseline
▲ 0.50% · 4.625%
HK$68,500
+HK$3,430/mo
Deposit HK$5.21M · loan HK$12.17M · min. income ≈ HK$130,140/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,347
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$73,566
−HK$2,255/mo
Today · 4.125%
HK$75,821
baseline
▲ 0.50% · 4.625%
HK$80,435
+HK$4,614/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$151,642/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,373
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$81,502
−HK$2,159/mo
Today · 4.125%
HK$83,661
baseline
▲ 0.50% · 4.625%
HK$88,071
+HK$4,410/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$167,322/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,856 · Scale 2, in force from 26 Feb 2026)