LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,638
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,871
−HK$1,253/mo
Today · 4.125%
HK$42,124
baseline
▲ 0.50% · 4.625%
HK$44,687
+HK$2,563/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,248/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,097
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,280
−HK$1,199/mo
Today · 4.125%
HK$46,479
baseline
▲ 0.50% · 4.625%
HK$48,929
+HK$2,450/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,958/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,566
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,045
−HK$1,504/mo
Today · 4.125%
HK$50,549
baseline
▲ 0.50% · 4.625%
HK$53,624
+HK$3,075/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,098/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$651,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,916
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,336
−HK$1,439/mo
Today · 4.125%
HK$55,775
baseline
▲ 0.50% · 4.625%
HK$58,715
+HK$2,940/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,550/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$651,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,493
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$57,220
−HK$1,753/mo
Today · 4.125%
HK$58,973
baseline
▲ 0.50% · 4.625%
HK$62,562
+HK$3,589/mo
Deposit HK$5.21M · loan HK$12.17M · min. income ≈ HK$117,946/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,736
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$63,392
−HK$1,679/mo
Today · 4.125%
HK$65,071
baseline
▲ 0.50% · 4.625%
HK$68,501
+HK$3,430/mo
Deposit HK$5.21M · loan HK$12.17M · min. income ≈ HK$130,142/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,349
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$73,568
−HK$2,255/mo
Today · 4.125%
HK$75,823
baseline
▲ 0.50% · 4.625%
HK$80,436
+HK$4,613/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$151,646/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,375
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$81,503
−HK$2,160/mo
Today · 4.125%
HK$83,663
baseline
▲ 0.50% · 4.625%
HK$88,073
+HK$4,410/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$167,326/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,870 · Scale 2, in force from 26 Feb 2026)