LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,638
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,871
−HK$1,253/mo
Today · 4.125%
HK$42,124
baseline
▲ 0.50% · 4.625%
HK$44,687
+HK$2,563/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,248/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,097
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,280
−HK$1,200/mo
Today · 4.125%
HK$46,480
baseline
▲ 0.50% · 4.625%
HK$48,930
+HK$2,450/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,960/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,566
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,046
−HK$1,503/mo
Today · 4.125%
HK$50,549
baseline
▲ 0.50% · 4.625%
HK$53,625
+HK$3,076/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,098/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$651,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,917
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,336
−HK$1,440/mo
Today · 4.125%
HK$55,776
baseline
▲ 0.50% · 4.625%
HK$58,716
+HK$2,940/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,552/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$651,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,494
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$57,220
−HK$1,754/mo
Today · 4.125%
HK$58,974
baseline
▲ 0.50% · 4.625%
HK$62,562
+HK$3,588/mo
Deposit HK$5.21M · loan HK$12.17M · min. income ≈ HK$117,948/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,736
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,392
−HK$1,680/mo
Today · 4.125%
HK$65,072
baseline
▲ 0.50% · 4.625%
HK$68,502
+HK$3,430/mo
Deposit HK$5.21M · loan HK$12.17M · min. income ≈ HK$130,144/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,349
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$73,569
−HK$2,254/mo
Today · 4.125%
HK$75,823
baseline
▲ 0.50% · 4.625%
HK$80,437
+HK$4,614/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$151,646/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,375
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$81,504
−HK$2,160/mo
Today · 4.125%
HK$83,664
baseline
▲ 0.50% · 4.625%
HK$88,074
+HK$4,410/mo
Deposit HK$1.74M · loan HK$15.64M · min. income ≈ HK$167,328/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,875 · Scale 2, in force from 26 Feb 2026)