LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,639
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,872
−HK$1,253/mo
Today · 4.125%
HK$42,125
baseline
▲ 0.50% · 4.625%
HK$44,688
+HK$2,563/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,250/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,098
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,281
−HK$1,200/mo
Today · 4.125%
HK$46,481
baseline
▲ 0.50% · 4.625%
HK$48,931
+HK$2,450/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,962/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,567
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,047
−HK$1,503/mo
Today · 4.125%
HK$50,550
baseline
▲ 0.50% · 4.625%
HK$53,626
+HK$3,076/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,100/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$651,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,918
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,337
−HK$1,440/mo
Today · 4.125%
HK$55,777
baseline
▲ 0.50% · 4.625%
HK$58,717
+HK$2,940/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,554/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$651,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,495
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$57,221
−HK$1,754/mo
Today · 4.125%
HK$58,975
baseline
▲ 0.50% · 4.625%
HK$62,563
+HK$3,588/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$117,950/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,738
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$63,393
−HK$1,680/mo
Today · 4.125%
HK$65,073
baseline
▲ 0.50% · 4.625%
HK$68,503
+HK$3,430/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$130,146/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,351
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$73,570
−HK$2,255/mo
Today · 4.125%
HK$75,825
baseline
▲ 0.50% · 4.625%
HK$80,439
+HK$4,614/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$151,650/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,377
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$81,506
−HK$2,159/mo
Today · 4.125%
HK$83,665
baseline
▲ 0.50% · 4.625%
HK$88,075
+HK$4,410/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$167,330/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,889 · Scale 2, in force from 26 Feb 2026)