LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,642
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,875
−HK$1,253/mo
Today · 4.125%
HK$42,128
baseline
▲ 0.50% · 4.625%
HK$44,691
+HK$2,563/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,256/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,101
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,284
−HK$1,200/mo
Today · 4.125%
HK$46,484
baseline
▲ 0.50% · 4.625%
HK$48,934
+HK$2,450/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,968/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,570
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,050
−HK$1,503/mo
Today · 4.125%
HK$50,553
baseline
▲ 0.50% · 4.625%
HK$53,629
+HK$3,076/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,106/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$651,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,921
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,341
−HK$1,439/mo
Today · 4.125%
HK$55,780
baseline
▲ 0.50% · 4.625%
HK$58,721
+HK$2,941/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,560/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$651,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,498
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,225
−HK$1,754/mo
Today · 4.125%
HK$58,979
baseline
▲ 0.50% · 4.625%
HK$62,567
+HK$3,588/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$117,958/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,741
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,397
−HK$1,680/mo
Today · 4.125%
HK$65,077
baseline
▲ 0.50% · 4.625%
HK$68,507
+HK$3,430/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$130,154/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,355
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$73,575
−HK$2,255/mo
Today · 4.125%
HK$75,830
baseline
▲ 0.50% · 4.625%
HK$80,444
+HK$4,614/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$151,660/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,382
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$81,511
−HK$2,160/mo
Today · 4.125%
HK$83,671
baseline
▲ 0.50% · 4.625%
HK$88,081
+HK$4,410/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$167,342/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,930 · Scale 2, in force from 26 Feb 2026)