LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,642
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,875
−HK$1,253/mo
Today · 4.125%
HK$42,128
baseline
▲ 0.50% · 4.625%
HK$44,692
+HK$2,564/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,256/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,102
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,285
−HK$1,199/mo
Today · 4.125%
HK$46,484
baseline
▲ 0.50% · 4.625%
HK$48,935
+HK$2,451/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,968/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,571
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,051
−HK$1,503/mo
Today · 4.125%
HK$50,554
baseline
▲ 0.50% · 4.625%
HK$53,630
+HK$3,076/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,108/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$651,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,922
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,341
−HK$1,440/mo
Today · 4.125%
HK$55,781
baseline
▲ 0.50% · 4.625%
HK$58,722
+HK$2,941/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,562/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$651,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,499
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,226
−HK$1,754/mo
Today · 4.125%
HK$58,980
baseline
▲ 0.50% · 4.625%
HK$62,568
+HK$3,588/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$117,960/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,742
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,398
−HK$1,680/mo
Today · 4.125%
HK$65,078
baseline
▲ 0.50% · 4.625%
HK$68,509
+HK$3,431/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$130,156/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,356
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$73,576
−HK$2,255/mo
Today · 4.125%
HK$75,831
baseline
▲ 0.50% · 4.625%
HK$80,445
+HK$4,614/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$151,662/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,383
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$81,512
−HK$2,160/mo
Today · 4.125%
HK$83,672
baseline
▲ 0.50% · 4.625%
HK$88,082
+HK$4,410/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$167,344/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,940 · Scale 2, in force from 26 Feb 2026)