LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,643
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,876
−HK$1,253/mo
Today · 4.125%
HK$42,129
baseline
▲ 0.50% · 4.625%
HK$44,692
+HK$2,563/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,258/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,102
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,285
−HK$1,200/mo
Today · 4.125%
HK$46,485
baseline
▲ 0.50% · 4.625%
HK$48,935
+HK$2,450/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,970/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,571
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,051
−HK$1,503/mo
Today · 4.125%
HK$50,554
baseline
▲ 0.50% · 4.625%
HK$53,630
+HK$3,076/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,108/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$651,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,922
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,342
−HK$1,440/mo
Today · 4.125%
HK$55,782
baseline
▲ 0.50% · 4.625%
HK$58,722
+HK$2,940/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,564/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$651,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,500
−HK$3,480/mo
▼ 0.25% · 3.875%
HK$57,226
−HK$1,754/mo
Today · 4.125%
HK$58,980
baseline
▲ 0.50% · 4.625%
HK$62,569
+HK$3,589/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$117,960/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,743
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,399
−HK$1,680/mo
Today · 4.125%
HK$65,079
baseline
▲ 0.50% · 4.625%
HK$68,509
+HK$3,430/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$130,158/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,357
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$73,576
−HK$2,255/mo
Today · 4.125%
HK$75,831
baseline
▲ 0.50% · 4.625%
HK$80,446
+HK$4,615/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$151,662/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,384
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$81,513
−HK$2,159/mo
Today · 4.125%
HK$83,672
baseline
▲ 0.50% · 4.625%
HK$88,083
+HK$4,411/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$167,344/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,944 · Scale 2, in force from 26 Feb 2026)