LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,644
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,877
−HK$1,253/mo
Today · 4.125%
HK$42,130
baseline
▲ 0.50% · 4.625%
HK$44,693
+HK$2,563/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,260/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,103
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,286
−HK$1,200/mo
Today · 4.125%
HK$46,486
baseline
▲ 0.50% · 4.625%
HK$48,936
+HK$2,450/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,972/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$651,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,572
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,052
−HK$1,504/mo
Today · 4.125%
HK$50,556
baseline
▲ 0.50% · 4.625%
HK$53,632
+HK$3,076/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,112/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$651,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,924
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,343
−HK$1,440/mo
Today · 4.125%
HK$55,783
baseline
▲ 0.50% · 4.625%
HK$58,724
+HK$2,941/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,566/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$651,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,501
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,228
−HK$1,754/mo
Today · 4.125%
HK$58,982
baseline
▲ 0.50% · 4.625%
HK$62,570
+HK$3,588/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$117,964/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,744
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,400
−HK$1,680/mo
Today · 4.125%
HK$65,080
baseline
▲ 0.50% · 4.625%
HK$68,511
+HK$3,431/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$130,160/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,359
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$73,578
−HK$2,255/mo
Today · 4.125%
HK$75,833
baseline
▲ 0.50% · 4.625%
HK$80,448
+HK$4,615/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$151,666/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,386
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$81,515
−HK$2,160/mo
Today · 4.125%
HK$83,675
baseline
▲ 0.50% · 4.625%
HK$88,085
+HK$4,410/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$167,350/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,961 · Scale 2, in force from 26 Feb 2026)