LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,646
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,879
−HK$1,253/mo
Today · 4.125%
HK$42,132
baseline
▲ 0.50% · 4.625%
HK$44,695
+HK$2,563/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,264/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$651,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,105
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,288
−HK$1,200/mo
Today · 4.125%
HK$46,488
baseline
▲ 0.50% · 4.625%
HK$48,939
+HK$2,451/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,976/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$651,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,575
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,055
−HK$1,503/mo
Today · 4.125%
HK$50,558
baseline
▲ 0.50% · 4.625%
HK$53,635
+HK$3,077/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,116/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$651,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,927
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,346
−HK$1,440/mo
Today · 4.125%
HK$55,786
baseline
▲ 0.50% · 4.625%
HK$58,727
+HK$2,941/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,572/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$651,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,504
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,230
−HK$1,755/mo
Today · 4.125%
HK$58,985
baseline
▲ 0.50% · 4.625%
HK$62,574
+HK$3,589/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$117,970/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,748
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,404
−HK$1,680/mo
Today · 4.125%
HK$65,084
baseline
▲ 0.50% · 4.625%
HK$68,514
+HK$3,430/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$130,168/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$651,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,362
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$73,582
−HK$2,255/mo
Today · 4.125%
HK$75,837
baseline
▲ 0.50% · 4.625%
HK$80,452
+HK$4,615/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$151,674/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,390
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$81,519
−HK$2,160/mo
Today · 4.125%
HK$83,679
baseline
▲ 0.50% · 4.625%
HK$88,090
+HK$4,411/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$167,358/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$651,995 · Scale 2, in force from 26 Feb 2026)