LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,648
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,881
−HK$1,253/mo
Today · 4.125%
HK$42,134
baseline
▲ 0.50% · 4.625%
HK$44,698
+HK$2,564/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,268/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,108
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,291
−HK$1,200/mo
Today · 4.125%
HK$46,491
baseline
▲ 0.50% · 4.625%
HK$48,941
+HK$2,450/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,982/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,577
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,057
−HK$1,504/mo
Today · 4.125%
HK$50,561
baseline
▲ 0.50% · 4.625%
HK$53,637
+HK$3,076/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$101,122/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,929
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,349
−HK$1,440/mo
Today · 4.125%
HK$55,789
baseline
▲ 0.50% · 4.625%
HK$58,730
+HK$2,941/mo
Deposit HK$6.95M · loan HK$10.43M · min. income ≈ HK$111,578/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,507
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,234
−HK$1,754/mo
Today · 4.125%
HK$58,988
baseline
▲ 0.50% · 4.625%
HK$62,577
+HK$3,589/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$117,976/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,751
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,407
−HK$1,680/mo
Today · 4.125%
HK$65,087
baseline
▲ 0.50% · 4.625%
HK$68,518
+HK$3,431/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$130,174/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,366
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$73,586
−HK$2,255/mo
Today · 4.125%
HK$75,841
baseline
▲ 0.50% · 4.625%
HK$80,456
+HK$4,615/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$151,682/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,394
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,523
−HK$2,161/mo
Today · 4.125%
HK$83,684
baseline
▲ 0.50% · 4.625%
HK$88,095
+HK$4,411/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$167,368/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,030 · Scale 2, in force from 26 Feb 2026)