LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,652
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,886
−HK$1,253/mo
Today · 4.125%
HK$42,139
baseline
▲ 0.50% · 4.625%
HK$44,703
+HK$2,564/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,278/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,113
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,296
−HK$1,200/mo
Today · 4.125%
HK$46,496
baseline
▲ 0.50% · 4.625%
HK$48,947
+HK$2,451/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,992/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,583
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,063
−HK$1,504/mo
Today · 4.125%
HK$50,567
baseline
▲ 0.50% · 4.625%
HK$53,644
+HK$3,077/mo
Deposit HK$6.96M · loan HK$10.43M · min. income ≈ HK$101,134/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,936
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,355
−HK$1,440/mo
Today · 4.125%
HK$55,795
baseline
▲ 0.50% · 4.625%
HK$58,737
+HK$2,942/mo
Deposit HK$6.96M · loan HK$10.43M · min. income ≈ HK$111,590/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,513
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,240
−HK$1,755/mo
Today · 4.125%
HK$58,995
baseline
▲ 0.50% · 4.625%
HK$62,584
+HK$3,589/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$117,990/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,758
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,414
−HK$1,681/mo
Today · 4.125%
HK$65,095
baseline
▲ 0.50% · 4.625%
HK$68,526
+HK$3,431/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$130,190/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,374
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$73,595
−HK$2,255/mo
Today · 4.125%
HK$75,850
baseline
▲ 0.50% · 4.625%
HK$80,466
+HK$4,616/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$151,700/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,403
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,533
−HK$2,160/mo
Today · 4.125%
HK$83,693
baseline
▲ 0.50% · 4.625%
HK$88,105
+HK$4,412/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$167,386/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,106 · Scale 2, in force from 26 Feb 2026)