LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,653
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,887
−HK$1,253/mo
Today · 4.125%
HK$42,140
baseline
▲ 0.50% · 4.625%
HK$44,704
+HK$2,564/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$84,280/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,114
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,297
−HK$1,200/mo
Today · 4.125%
HK$46,497
baseline
▲ 0.50% · 4.625%
HK$48,948
+HK$2,451/mo
Deposit HK$8.69M · loan HK$8.69M · min. income ≈ HK$92,994/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,584
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,064
−HK$1,504/mo
Today · 4.125%
HK$50,568
baseline
▲ 0.50% · 4.625%
HK$53,645
+HK$3,077/mo
Deposit HK$6.96M · loan HK$10.43M · min. income ≈ HK$101,136/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,937
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,356
−HK$1,441/mo
Today · 4.125%
HK$55,797
baseline
▲ 0.50% · 4.625%
HK$58,738
+HK$2,941/mo
Deposit HK$6.96M · loan HK$10.43M · min. income ≈ HK$111,594/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,515
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,241
−HK$1,755/mo
Today · 4.125%
HK$58,996
baseline
▲ 0.50% · 4.625%
HK$62,586
+HK$3,590/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$117,992/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,759
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,416
−HK$1,680/mo
Today · 4.125%
HK$65,096
baseline
▲ 0.50% · 4.625%
HK$68,527
+HK$3,431/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$130,192/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,376
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$73,596
−HK$2,256/mo
Today · 4.125%
HK$75,852
baseline
▲ 0.50% · 4.625%
HK$80,467
+HK$4,615/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$151,704/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,405
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,535
−HK$2,160/mo
Today · 4.125%
HK$83,695
baseline
▲ 0.50% · 4.625%
HK$88,107
+HK$4,412/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$167,390/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,119 · Scale 2, in force from 26 Feb 2026)