LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,655
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,889
−HK$1,253/mo
Today · 4.125%
HK$42,142
baseline
▲ 0.50% · 4.625%
HK$44,706
+HK$2,564/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,284/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,116
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,299
−HK$1,201/mo
Today · 4.125%
HK$46,500
baseline
▲ 0.50% · 4.625%
HK$48,951
+HK$2,451/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,000/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,586
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,067
−HK$1,503/mo
Today · 4.125%
HK$50,570
baseline
▲ 0.50% · 4.625%
HK$53,648
+HK$3,078/mo
Deposit HK$6.96M · loan HK$10.43M · min. income ≈ HK$101,140/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,939
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,359
−HK$1,441/mo
Today · 4.125%
HK$55,800
baseline
▲ 0.50% · 4.625%
HK$58,741
+HK$2,941/mo
Deposit HK$6.96M · loan HK$10.43M · min. income ≈ HK$111,600/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,517
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,244
−HK$1,755/mo
Today · 4.125%
HK$58,999
baseline
▲ 0.50% · 4.625%
HK$62,589
+HK$3,590/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$117,998/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,763
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,419
−HK$1,680/mo
Today · 4.125%
HK$65,099
baseline
▲ 0.50% · 4.625%
HK$68,531
+HK$3,432/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$130,198/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,380
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$73,600
−HK$2,256/mo
Today · 4.125%
HK$75,856
baseline
▲ 0.50% · 4.625%
HK$80,471
+HK$4,615/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$151,712/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,409
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,539
−HK$2,160/mo
Today · 4.125%
HK$83,699
baseline
▲ 0.50% · 4.625%
HK$88,111
+HK$4,412/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$167,398/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,153 · Scale 2, in force from 26 Feb 2026)