LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,656
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,890
−HK$1,253/mo
Today · 4.125%
HK$42,143
baseline
▲ 0.50% · 4.625%
HK$44,708
+HK$2,565/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,286/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,117
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,301
−HK$1,200/mo
Today · 4.125%
HK$46,501
baseline
▲ 0.50% · 4.625%
HK$48,952
+HK$2,451/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,002/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,588
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,068
−HK$1,504/mo
Today · 4.125%
HK$50,572
baseline
▲ 0.50% · 4.625%
HK$53,649
+HK$3,077/mo
Deposit HK$6.96M · loan HK$10.43M · min. income ≈ HK$101,144/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,941
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,361
−HK$1,440/mo
Today · 4.125%
HK$55,801
baseline
▲ 0.50% · 4.625%
HK$58,742
+HK$2,941/mo
Deposit HK$6.96M · loan HK$10.43M · min. income ≈ HK$111,602/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,519
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,246
−HK$1,755/mo
Today · 4.125%
HK$59,001
baseline
▲ 0.50% · 4.625%
HK$62,591
+HK$3,590/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$118,002/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,764
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,421
−HK$1,680/mo
Today · 4.125%
HK$65,101
baseline
▲ 0.50% · 4.625%
HK$68,533
+HK$3,432/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$130,202/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,382
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$73,602
−HK$2,256/mo
Today · 4.125%
HK$75,858
baseline
▲ 0.50% · 4.625%
HK$80,474
+HK$4,616/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$151,716/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,411
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$81,541
−HK$2,161/mo
Today · 4.125%
HK$83,702
baseline
▲ 0.50% · 4.625%
HK$88,114
+HK$4,412/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$167,404/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,171 · Scale 2, in force from 26 Feb 2026)