LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,657
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,890
−HK$1,254/mo
Today · 4.125%
HK$42,144
baseline
▲ 0.50% · 4.625%
HK$44,708
+HK$2,564/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,288/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,118
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,301
−HK$1,200/mo
Today · 4.125%
HK$46,501
baseline
▲ 0.50% · 4.625%
HK$48,952
+HK$2,451/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,002/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,588
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,068
−HK$1,504/mo
Today · 4.125%
HK$50,572
baseline
▲ 0.50% · 4.625%
HK$53,650
+HK$3,078/mo
Deposit HK$6.96M · loan HK$10.43M · min. income ≈ HK$101,144/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,941
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,361
−HK$1,441/mo
Today · 4.125%
HK$55,802
baseline
▲ 0.50% · 4.625%
HK$58,743
+HK$2,941/mo
Deposit HK$6.96M · loan HK$10.43M · min. income ≈ HK$111,604/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,519
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,246
−HK$1,755/mo
Today · 4.125%
HK$59,001
baseline
▲ 0.50% · 4.625%
HK$62,591
+HK$3,590/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$118,002/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,765
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,421
−HK$1,681/mo
Today · 4.125%
HK$65,102
baseline
▲ 0.50% · 4.625%
HK$68,533
+HK$3,431/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$130,204/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,382
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$73,603
−HK$2,255/mo
Today · 4.125%
HK$75,858
baseline
▲ 0.50% · 4.625%
HK$80,474
+HK$4,616/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$151,716/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,412
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,542
−HK$2,160/mo
Today · 4.125%
HK$83,702
baseline
▲ 0.50% · 4.625%
HK$88,114
+HK$4,412/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$167,404/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,176 · Scale 2, in force from 26 Feb 2026)