LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,658
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,891
−HK$1,254/mo
Today · 4.125%
HK$42,145
baseline
▲ 0.50% · 4.625%
HK$44,709
+HK$2,564/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,290/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,119
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,302
−HK$1,200/mo
Today · 4.125%
HK$46,502
baseline
▲ 0.50% · 4.625%
HK$48,954
+HK$2,452/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,004/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,589
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,070
−HK$1,504/mo
Today · 4.125%
HK$50,574
baseline
▲ 0.50% · 4.625%
HK$53,651
+HK$3,077/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,148/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,943
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,362
−HK$1,441/mo
Today · 4.125%
HK$55,803
baseline
▲ 0.50% · 4.625%
HK$58,744
+HK$2,941/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,606/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,521
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,248
−HK$1,754/mo
Today · 4.125%
HK$59,002
baseline
▲ 0.50% · 4.625%
HK$62,593
+HK$3,591/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$118,004/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,766
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,423
−HK$1,680/mo
Today · 4.125%
HK$65,103
baseline
▲ 0.50% · 4.625%
HK$68,535
+HK$3,432/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$130,206/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,384
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$73,604
−HK$2,256/mo
Today · 4.125%
HK$75,860
baseline
▲ 0.50% · 4.625%
HK$80,476
+HK$4,616/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$151,720/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,414
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,544
−HK$2,160/mo
Today · 4.125%
HK$83,704
baseline
▲ 0.50% · 4.625%
HK$88,117
+HK$4,413/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$167,408/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,192 · Scale 2, in force from 26 Feb 2026)