LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,658
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,892
−HK$1,253/mo
Today · 4.125%
HK$42,145
baseline
▲ 0.50% · 4.625%
HK$44,710
+HK$2,565/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,290/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,119
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,303
−HK$1,200/mo
Today · 4.125%
HK$46,503
baseline
▲ 0.50% · 4.625%
HK$48,954
+HK$2,451/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,006/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,590
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,070
−HK$1,504/mo
Today · 4.125%
HK$50,574
baseline
▲ 0.50% · 4.625%
HK$53,652
+HK$3,078/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,148/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,943
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,363
−HK$1,441/mo
Today · 4.125%
HK$55,804
baseline
▲ 0.50% · 4.625%
HK$58,745
+HK$2,941/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,608/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,522
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,249
−HK$1,754/mo
Today · 4.125%
HK$59,003
baseline
▲ 0.50% · 4.625%
HK$62,594
+HK$3,591/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$118,006/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,767
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,424
−HK$1,680/mo
Today · 4.125%
HK$65,104
baseline
▲ 0.50% · 4.625%
HK$68,536
+HK$3,432/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$130,208/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,385
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$73,605
−HK$2,256/mo
Today · 4.125%
HK$75,861
baseline
▲ 0.50% · 4.625%
HK$80,477
+HK$4,616/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$151,722/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,415
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$81,545
−HK$2,161/mo
Today · 4.125%
HK$83,706
baseline
▲ 0.50% · 4.625%
HK$88,118
+HK$4,412/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$167,412/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,202 · Scale 2, in force from 26 Feb 2026)