LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,660
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,894
−HK$1,253/mo
Today · 4.125%
HK$42,147
baseline
▲ 0.50% · 4.625%
HK$44,712
+HK$2,565/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,294/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,121
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,305
−HK$1,200/mo
Today · 4.125%
HK$46,505
baseline
▲ 0.50% · 4.625%
HK$48,956
+HK$2,451/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,010/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,592
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,072
−HK$1,504/mo
Today · 4.125%
HK$50,576
baseline
▲ 0.50% · 4.625%
HK$53,654
+HK$3,078/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,152/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,946
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,366
−HK$1,440/mo
Today · 4.125%
HK$55,806
baseline
▲ 0.50% · 4.625%
HK$58,748
+HK$2,942/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,612/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,524
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,251
−HK$1,755/mo
Today · 4.125%
HK$59,006
baseline
▲ 0.50% · 4.625%
HK$62,596
+HK$3,590/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$118,012/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,770
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,426
−HK$1,681/mo
Today · 4.125%
HK$65,107
baseline
▲ 0.50% · 4.625%
HK$68,539
+HK$3,432/mo
Deposit HK$5.22M · loan HK$12.17M · min. income ≈ HK$130,214/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,388
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$73,608
−HK$2,257/mo
Today · 4.125%
HK$75,865
baseline
▲ 0.50% · 4.625%
HK$80,481
+HK$4,616/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$151,730/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,418
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$81,548
−HK$2,161/mo
Today · 4.125%
HK$83,709
baseline
▲ 0.50% · 4.625%
HK$88,121
+HK$4,412/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$167,418/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,229 · Scale 2, in force from 26 Feb 2026)