LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,661
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,895
−HK$1,253/mo
Today · 4.125%
HK$42,148
baseline
▲ 0.50% · 4.625%
HK$44,713
+HK$2,565/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,296/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,123
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,306
−HK$1,200/mo
Today · 4.125%
HK$46,506
baseline
▲ 0.50% · 4.625%
HK$48,958
+HK$2,452/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,012/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,593
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,074
−HK$1,504/mo
Today · 4.125%
HK$50,578
baseline
▲ 0.50% · 4.625%
HK$53,655
+HK$3,077/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,156/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,947
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,367
−HK$1,441/mo
Today · 4.125%
HK$55,808
baseline
▲ 0.50% · 4.625%
HK$58,749
+HK$2,941/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,616/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,526
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,253
−HK$1,754/mo
Today · 4.125%
HK$59,007
baseline
▲ 0.50% · 4.625%
HK$62,598
+HK$3,591/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$118,014/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,772
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,428
−HK$1,681/mo
Today · 4.125%
HK$65,109
baseline
▲ 0.50% · 4.625%
HK$68,541
+HK$3,432/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$130,218/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,390
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$73,611
−HK$2,256/mo
Today · 4.125%
HK$75,867
baseline
▲ 0.50% · 4.625%
HK$80,483
+HK$4,616/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$151,734/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,421
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,551
−HK$2,160/mo
Today · 4.125%
HK$83,711
baseline
▲ 0.50% · 4.625%
HK$88,124
+HK$4,413/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$167,422/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,248 · Scale 2, in force from 26 Feb 2026)