LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,662
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,896
−HK$1,254/mo
Today · 4.125%
HK$42,150
baseline
▲ 0.50% · 4.625%
HK$44,714
+HK$2,564/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,300/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,124
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,307
−HK$1,201/mo
Today · 4.125%
HK$46,508
baseline
▲ 0.50% · 4.625%
HK$48,959
+HK$2,451/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,016/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,595
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,075
−HK$1,505/mo
Today · 4.125%
HK$50,580
baseline
▲ 0.50% · 4.625%
HK$53,657
+HK$3,077/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,160/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,949
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,369
−HK$1,440/mo
Today · 4.125%
HK$55,809
baseline
▲ 0.50% · 4.625%
HK$58,751
+HK$2,942/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,618/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,527
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,255
−HK$1,754/mo
Today · 4.125%
HK$59,009
baseline
▲ 0.50% · 4.625%
HK$62,600
+HK$3,591/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$118,018/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,774
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,430
−HK$1,681/mo
Today · 4.125%
HK$65,111
baseline
▲ 0.50% · 4.625%
HK$68,543
+HK$3,432/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$130,222/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,392
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$73,613
−HK$2,256/mo
Today · 4.125%
HK$75,869
baseline
▲ 0.50% · 4.625%
HK$80,486
+HK$4,617/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$151,738/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,423
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$81,553
−HK$2,161/mo
Today · 4.125%
HK$83,714
baseline
▲ 0.50% · 4.625%
HK$88,127
+HK$4,413/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$167,428/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,269 · Scale 2, in force from 26 Feb 2026)